Accident and Health Insurance

Novus assists our agencies in placing their client’s Accident & Health needs for clients throughout the Country and World (through our London arm). We have several brokerage markets as well as an in-house facility to easily place you’re A&H requirements. To obtain a quote, please log into the underwriting platform and upload a full submission and one of our in-house underwriters will facilitate the quoting process.

Register Here To Become Appointed Wholesale Broker Access

Available Coverage:

  • Personal Accident
  • Medical Expenses
  • Accidental Death
  • Accidental Dismemberment
  • Paralysis /Loss of Use
  • Accident-only medical Expenses
  • Accident and Sickness Medical Expense for Short-Term Overseas Travel
  • Expatriate Medical Expenses/International Medical Plans
  • Accident-only Hospital Cash
  • Accident / Sickness Weekly Indemnity
  • Ancillary Travel Accident Coverage

Sample Client Profiles:

  • Small to Mid-Size Firms
  • Multinational, Large, and SME Employers
  • Most Occupations
  • High Net Worth Individuals
  • Employer Sponsored Group Plans
  • Key Man, Partnership or Shareholder Protection
  • Associations/Affinity Organizations
  • Unions
  • K-12 Schools
  • Student Travel
  • Volunteer / Religious Group Travel
  • Energy Companies
  • Transport Companies
  • Media and Entertainment Groups
  • Municipalities
  • Public Entities
  • Sports Organizations
  • Yacht Management Companies
  • Security Companies
  • Participant Accident
  • Financial Institution
  • Hundreds of Others Classes

Geographical Area: Nationwide

Submission Requirements: A&H Application; Loss Runs/Claims/Incident Exposure, Full Details of the Persons to be insured, including age and other profile information relevant to risks assessment

Limits: $10,000,000 Any One Person; $50,000,000 Any One Event

Submission Process: Via online quoting platform or

London Submissions: To access the International London market for larger submissions and on a quota share basis, please submit to