Geographical Specialty: Nationwide

Limits Available: $10,000,000 (large limits might require a primary and excess layers).

Minimum Deductible: $Nil+

Minimum Account Premium: $500.00

Submission Requirements: Fiduciary Application; Loss Runs (5 yrs if available); Financials (if required dependent on size), Employee Numbers split by territory, Details of HR Policies and Procedure (if available)

Submission Process: Via online platform or submissions@novusunderwriters.com

London Submissions: To access the International London market for larger submissions and on a quota share basis, please submit to london@novusunderwriters.com