Life Science Programs

Novus has access to several markets to assist in your client’s life science insurance programs.

Register Here To Become Appointed Wholesale Broker Access

Class Codes:

  • Pharmaceuticals & Biotech Products
  • OTC, RX, Generic RX
  • Point of Service Distributors
  • Medical Devices/Products
  • Disposable & Non-Disposable
  • Invasive & Non-Invasive
  • Diagnostic Imaging Equipment
  • Monitoring Devices
  • Surgical & Hospital Equipment
  • Implantable Medical Devices
  • Sterilization Equipment
  • Manufacturers Reps
  • Biologics
  • Tissue and Cell Banks
  • Vaccines
  • Stem Cell Research
  • Nutraceuticals
  • Supplements: OTC Vitamins & mineral, High Protein & Muscle Bldg.
  • Energy or Nutritional Drinks & Bars
  • Herbal Products
  • Bedroom Enhancement Products
  • Organic Oils & Additives
  • Bulk Ingredient Importers
  • Medical Device Testing
  • Drug Trials
  • Medical & Recreational Marijuana
  • Dispensaries, Growers, Processors, Retailers
  • Infused Products
  • Many More Class Codes Available!

Available Coverages:

  • Professional Liability
  • Products Liability
  • General Liability
  • EPLI
  • Employee Benefits Liability
  • Prior Acts
  • Products Recall
  • Blanket Property
  • Refrigeration Contamination
  • Lab Animals
  • Research and Development Business Income
  • Bio-Contamination
  • Non-Owned & Hired Auto
  • Crime
  • Equipment Breakdown
  • Umbrella
  • Workers Compensation
  • Other Coverages available!

Geographical Area: Nationwide

Carriers: Admitted and Non-Admitted Packages

Submission Requirements: Full Accords, Supplemental, Loss Runs, Copy of All Product Labels, Copy of All Advertising Literature, Internet Website

Minimum Premium: $1,000+

Minimum Deductible: $500 +

Maximum Limit of Liability: $100,000,000 (can be increased on a case-by-case basis)

Submission Process: Via online quoting platform or [email protected]

London Submissions: To access the International London market for larger submissions and on a quota share basis, please submit to [email protected]