Product Contamination

Novus Products’ teams assist our agencies in placing product contamination policies for clients throughout the Country and World (through our London arm). We have several markets to easily place this coverage. To obtain a quote, please log into the underwriting platform and upload a full submissions and one of our in-house underwriters will facilitate the quoting process.

Register Here To Become Appointed Wholesale Broker Access

Sample Insureds:

  • Food and Beverage Industry
  • Nutraceutical Industry
  • Vitamin Industry
  • Manufacturers
  • Wholesalers
  • Retailers
  • Distributors
  • Non-Food Manufacturers and Distributors
  • Many Others Classes available!

Available Coverages:

  • Recall-Related Expenses, including but not limited to, laboratory analysis, transportation, radio, intent and television announcements, and third party recall expenses
  • Loss of Gross Profit
  • Rehabilitation Expenses
  • Value of Contaminated Products
  • Crisis Response and Consultant Expenses
  • Increased Cost of Working
  • Extortion Costs
  • Government Recall
  • Governmental Determination
  • Comprehensive Product Refusal
  • Customer Loss of Gross Profit
  • Multi-Year Policies Available
  • Crisis Response Services
  • Others Coverages Available!

Geographical Area: Nationwide

Submission Requirements: Product Contamination Application; Website or Brochure; Quality Control Plan and Sample Supplier Contact; Loss Runs.

Placement Process: For Larger Firms, we will look to place a primary layer policy on a quota share basis and then look for excess layers to the request top limit needed.

Limits: $100,000,000 available

Minimum Premium: $2,000+

Minimum Deductible: $1,000 +

Submission Process: Via online quoting platform or

London Submissions: To access the International London market for larger submissions and on a quota share basis, please submit to