Auto Physical Damage

Novus assists our agencies in placing their monoline Auto Physical Damage submissions. Novus has an exclusive in-house program that can turn around a quote within hours. Moreover, we have developed a sophisticated online programs to issue an APD indication within minutes. Further, we have several brokerage markets as well. To obtain a quote, please log into the underwriting platform and quote online and/or upload a full submissions and one of our in-house underwriters will facilitate the quoting process.

Register Here To Become Appointed Wholesale Broker Access

Geographical Area: Nationwide

Submission Requirements: APD Application; Loss Runs; MVR

Placement Process: For Larger Submissions (10+ Units), we will look to place on a quota share basis open market

Minimum Premium: $750+

Minimum Deductible: $1,000 + ($2,500 reefer deductible)

Submission Process: Via online quoting platform or

London Submissions: To access the International London market for larger submissions and on a quota share basis, please submit to