Novus Underwriters |

Construction Casualty

Novus Underwriters’ Construction Division can assist in placing your clients’ construction risks. We can assist in quoting your clients’ Commercial General Liability and Completed Operations Liability coverages on an occurrence or claims-made coverage form. Novus has access to many liability and casualty markets and can assist in over 400+ different contractor class codes for both general and artisan contractors.

Classes of Business Available:

Commercial Construction:

General Contractors
Artisan Subcontractors
Owner Interest Policies
Project Specific Policies

CCIP/OCIP
Wrap Ups
Hundreds of Others Classes!

Residential Construction:

General Contractors
Artisan Subcontractors
Owner Interest
Project

Nearly all trades eligible
Custom Home Builders
Hundreds of Others Classes!

Railroad Construction:

Rail Contractors
Railroad Protective Liability
Railroad Protective Liability
Excursion Liability

Contingent Liability for Railcar Lessors Risk
Projects
Wrap

Sample Classes:

Asbestos/Lead Abatement Contractors
Blasting Contractors
Bridge/Highway Contractors
Condo/Townhome/Trace New Construction
Carpentry
Cell Tower
Concrete Construction
Custom Home Builders
Demolition
Drilling & Horizontal Boring
Drywall, Plastering, Insulation Work
Electrical Work
Elevator Installation/Service/Repair

Excavating and Grading
Fence Installation
Fire/Water/Smoke Damage Restoration’
Fire Sprinkler Contractors
Foundation Repair, Shoring, Underpinning, Pile Driving, HVAC Including Sheet Metal, Refrigeration
Lawn Service/Landscaping
Masonry
Millwrights
Painting/Paper Hanging
Plumbing
Remodeling Contractors

Residential EIFS Contractors
Roofers
Sand and Gravel Haulers
Solar Energy Contractors
Street & Road Contractors
Structural & Non-structural Metal Erection
Swimming Pool Construction
Water/Sewer/Gas
Waste Haulers
Waterproofing
Window Cleaners
Hundreds of other classes!

Policy Endorsements Available: Few underwriting restrictions; ISO Occurrence and Claims-Made Coverage forms available; Per Job or Policy Endorsements; Primary/Non-contributory wording Endorsements; Blanket Additional Insured Endorsements; Blanket Waiver of Subrogation, Hired and Non-Owned Auto (supported and unsupported); And Others

Sublimits Available: Contractor’s Site Pollution; Employee Benefits Liability; Swimming Pool Pop-Up; Subsidence Limitation; Pesticide/Herbicide Application Coverage; Landscape & Arborists Physical Damage; Per Project Aggregate; Lost Key Coverage; Additional Insured for Job Owners; Special Property Coverage (CCC)*

*Sublimits are not available for each carrier, and each carrier may or may not have a particular endorsement

Submission Requirements: Accord Forms; Loss Runs; Supplemental Application,

Submission Process: Via online underwriting platform or submissions@novusunderwriters.com