General Liability

Through various facilities and binding authorities, Novus provides unparalleled access to the casualty and liability markets, both admitted and non-admitted markets. Novus Underwriters can assist all of our partner brokerages in quoting and placing any liability policy and occupancy and or class code. Novus has access to many liability and casualty markets and can assist in over 800+ different class codes.

Register Here To Become Appointed Wholesale Broker Access

Premises Operations:

  • Office
  • Habitational risks
  • Hotels & Motel
  • Retail/Lessor’s Risk
  • Municipalities
  • Educational
  • Manufacturing
  • Restaurants (all types)
  • Health clubs
  • Bar & Taverns
  • Amusement/Arcade
  • Truckers/Freight Forwarders
  • Educational
  • Supermarkets
  • Flea Markets
  • Adult Entertainment
  • Banquet/Catering
  • Distilleries
  • Hospitals
  • Warehouses
  • Restaurants
  • Special Events
  • Pawn Shops
  • Gentleman’s Clubs
  • Hundreds of Others Classes!

Manufacturers and Distributors:

  • Sporting Goods or Athletic Equipment
  • Toy or Games
  • Plastic or Rubbers Goods
  • Alarm Manufacturing
  • Bicycle Manufacturing
  • Chair and Furniture
  • Pumps and Values
  • Small appliance
  • Body Armor
  • Aircraft Manufacturer
  • Clothing Manufacture
  • Tobacco Manufacturer
  • Firearms Manufacturer
  • Electrical Equipment
  • Food Products
  • Leather Goods
  • Metal Goods
  • Automobile Parts
  • Beverages
  • Vitamins
  • Hundreds of Others Classes!

Geographical Specialty: Nationwide

Primary Limits: $1,000,000/$2,000,000 or $2,000,000/$4,000,000 available

Minimum Deductible: Nil

Minimum Account Premium: $500.00

Policy Endorsements Available: Few underwriting restrictions; ISO Occurrence and Claims-Made Coverage forms available; Per Location and Per Policy Endorsements; Primary/Non-contributory wording Endorsements; Blanket Additional Insured Endorsements; Hired and Non-Owned Auto (supported and unsupported); And Others

Submission Requirements: Accord Forms; Loss Runs (5 years if available); Supplemental (if required)

Submission Process: Via online platform or