Liquor Liability

Novus has several markets that specialize in mono-line liquor liability policies. Let us assist you in your next liquor liability submission.

Register Here To Become Appointed Wholesale Broker Access

Commercial Construction:

  • Bars
  • Restaurant (up to 100% Liquor sales)
  • Private Fraternal Clubs
  • Retail Liquor/Convenience Stores
  • Nightclubs
  • Adult/Gentleman’s
  • Bottle Service Clubs
  • Aggressive Drink Specials
  • After Hours Clubs
  • Claims Intensive Insureds
  • Charter Boat/Dinner
  • Clubs
  • Banquet Halls
  • Caterers/Bartending Services
  • Wholesale Distributors
  • Manufacturers
  • Unlicensed Risks
  • Wineries
  • Cruises
  • Comedy Clubs
  • BYOB restaurants
  • Hundreds of Others Classes!

Geographical Specialty: Nationwide

Primary Limits: $1,000,000/$2,000,000

Minimum Deductible: Nil

Minimum Account Premium: $500.00

Policy Endorsements Available: Few underwriting restrictions; No Sublimit Assault & Battery*

Submission Requirements: Accord Forms; Loss Runs (5 years if available); Supplemental (if required)

Submission Process: Via online platform or submissions@novusunderwriters.com