Product Liability

Novus’ Product Liability Brokerage Department can arrange Commercial General Liability and Products Liability Coverages on an occurrence or claims-made coverage form. Further, we can supplement it with Business Personal Property/Business Income with Extra Expense if needed. We can assist on the “vanilla” submissions as well as your hard-to-place and distressed risks. Through our London office for your larger clients, we can arrange high limits.

Register Here To Become Appointed Wholesale Broker Access

Target Class:

  • Consumer Appliances and Electronics
  • Firearms and ammunition
  • Body Armor and Ballistic Clothing
  • Machinery and Equipment Manufacturing
  • Food and Beverage Processors
  • Material Handling including conveyor systems
  • Recreation and Extreme Sports sporting equipment
  • Tobacco and E-Cig manufacturers/importers
  • Toys & Games Manufacturers/Importers
  • Automotive Parts
  • Cosmetics/Skin/Hair Care Products
  • Furniture
  • Metal Goods
  • Non-Invasive Medical Products
  • Aircraft Products
  • Pharmaceuticals
  • Nutraceuticals/Nutritional Supplements
  • Invasive Medical Products
  • Importers
  • Exercise Equipment
  • Start-Up Operations
  • Large SIR Accounts
  • Hundreds of Others Classes!

Geographical Specialty: Nationwide

Primary Limits: $1,000,000/$2,000,000 or $2,000,000 /$4,000,000 available

Minimum Deductible: $500+

Minimum Account Premium: $1,000.00

Policy Endorsements Available: Few underwriting restrictions; ISO Occurrence and Claims-made Coverage forms (Retro Date continuity provided); Split Deductibles available

Submission Requirements: Accord Forms; Loss Runs (5 yrs if available); Supplemental (if required); Website or Product Details

Submission Process: Via online platform or

London Submissions: To access the International London market for larger firms and on a quota share basis, please submit to