Commercial Packages

Novus Underwriters’ Novus+ Program has access to several package carriers throughout the US. Further, many of these carriers can also entertain monoline property and or liability as well. Novus has access to many liability and casualty markets and can assist in over 950+ different class codes.

Classes of Business Available:

Target Risks: All Commercial Occupancies

Geographical Specialty: Nationwide

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Target Classes:

  • Habitational
  • Artisan Contractors
  • Alarm Installers
  • Homeowner’s and Condo Association
  • 1-4 Family Dwellings
  • Lessor’s Risks
  • Childcare
  • Professional Services
  • Churches
  • Social Services
  • Truckers
  • Wholesalers/Distributors
  • Restaurants/Bars
  • Amusement Centers
  • Bakeries
  • Campgrounds
  • Catering
  • Social Clubs
  • Delicatessens
  • Employment Agencies
  • Grocery Stores
  • Marijuana Dispensaries
  • Medical Offices
  • Retail/Mercantile
  • Pawn Shops
  • Warehouses
  • Clothing Manufacturers
  • Landscaping Risks
  • Forestry
  • Snow Removal
  • Tree Trimming
  • Pest Control
  • Car Washes
  • Hundreds of Others Class Codes, Just Ask!

Geographical Specialty: Nationwide

Primary Limits: $1,000,000/$2,000,000/$2,000,000 or $2,000,000/$4,000,000/$4,000,000

Minimum Deductible: Nil+

Minimum Account Premium: $500.00+

Submission Requirements: Accord Forms; Loss Runs (if available); Supplemental Application.

Submission Process: Via Novus online underwriting platform or via email to: